OHCS LENDING PRODUCTS HELPED ALMOST 1,000 OREGON HOUSEHOLDS BUY A HOME IN 2025

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SALEM, Ore. — Oregon Housing and Community Services (OHCS) announced its Flex Lending program helped 954 households buy a home in 2025 by offering down payment assistance (DPA) and lower interest rates through partnerships with approved lenders.   This first-of-its-kind mortgage loan program, called Flex Lending, consists of two loan products — FirstHome and NextStep. FirstHome is intended for first-time homebuyers with low to moderate incomes, while NextStep is open to any income-eligible buyers, even